Meylianingrum, Kurniawati, Tiara Juliana Jaya, Kholilah Kholilah, and Mariam Ait Ahmed. 2026. “Financial Deepening on Sharia Finance Perspective: Analysis in Indonesia and Malaysia”. Sharia Economic and Management Business Journal (SEMBJ) 7 (2), 166-83. https://doi.org/10.62159/sembj.v7i2.2223.