Determinant CAR pada Bank Pembiayaan Rakyat (BPR) Syariah di Indonesia
Keywords:
BPR Syariah, CAR, ROA, NPF, Inflasi
Abstract
Penelitian ini bertujuan menguji variabel-variabel yang berpengaruh terhadap Capital Adequacy Ratio (CAR) pada Bank Pembiayaan Rakyat (BPR) Syariah di Indonesia. Penelitian ini menggunakan model Error Correction Model (ECM) untuk menguji variabel ROA, NPF dan Inflasi terhadap CAR. Hasil penelitian ini menunjukkan bahwa secara jangka pendek Variabel ROA, NPF dan Inflasi tidak berpengaruh signifikan terhadap CAR. Hasil Estimasi jangka Panjang hanya Variabel Inflasi yang berpengaruh terhadap CAR
References
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Astreanto, R., & Riyadi, S. (2017). Faktor-Faktor yang Mempengaruhi Capital Adequacy Ratio pada Bank Listing di BEI Periode 2010-2014. Jurnal Riset Perbankan Manajemen Dan Akuntansi, 1(2), 90–102.
Chitra Yuliashri Katili, & Rifadli D. Kadir. (2021). Profitability of Islamic Microfinance in Indonesia: Does the Type of Financing Matter? Mutanaqishah : Journal of Islamic Banking, 1(1), 31–38. https://doi.org/10.54045/mutanaqishah.v1i1.306
Ghazali, I., & Ratmono, D. (2017). Analisis Multivariat dan Ekonometrika. Penerbit Universitas Diponegoro.
Hengkeng, J. A., Walewangko, E. N., & Niode, A. O. (2018). Analisis Faktor-Faktor Yang Mempengaruhi Capital Adequacy Ratio Bank Sulut-Go Tahun 2002.I - 2017.Iv. Jurnal Berkala Ilmiah Efisiensi, 18(4), 84–95.
Kurniawan, A. T., & Lestari, S. (2014). Analisis Faktor-Faktor Yang Mempengaruhi Capital Adequacy Ratio ( Car ). Jp Journal & Proceeding, 4(1), 908–918. http://jp.feb.unsoed.ac.id/index.php/sca-1/article/view/727
Olalekan, A., & Adeyinka, S. (2013). Capital Adequacy And Bank Profitability’s: An Empirical Evidence from Nigeria. American International Journal of Contemporary Research, 3(10).
R.D.Kadir. (2019). Estimasi Janga Pendek dan Jangka Panjang Risiko Pembiayaan BPRS di Indonesia. Jurnal Nisbah, 05(02), 100–105. https://ojs.unida.ac.id/JN/article/view/2166/pdf
Sakinah, F. (2013). Faktor-Faktor yang Mempengaruhi Capital Adequacy Ratio (CAR) pada Bank Syariah di Indonesia Periode Maret 2009 - Desember 2011. In Jurusan Ilmu Ekonomi dan Studi Pembangunan.
Samuelson, P., & Nordhaus, W. (2004). Ilmu Makroekonomi (17th ed.). PT. Media Global Edukasi.
Siamat, D. (2005). Manajemen Lembaga Keuangan. Fakultas Ekonomi Universitas Indonesia.
Published
2021-06-26
How to Cite
D. Kadir, R. (2021). Determinant CAR pada Bank Pembiayaan Rakyat (BPR) Syariah di Indonesia. Sharia Economic and Management Business Journal (SEMBJ), 2(2), 113-118. Retrieved from https://siducat.org/index.php/sembj/article/view/321
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Articles
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